Free personal finance software accessible via the web. Manage your money, goals, financial planning, and budgeting tools all in one place.

Membership based personal finance system using the popular "envelope system." The site allows users to set up virtual envelopes and create spending limits for monthly expenses.

PowerPay provides a free and easy way to eliminate debt faster while saving money. It also features an education center with presentations on a wide range of financial topics.

Believe in a Budget
Kristin created Believe In A Budget in the fall of 2014. Getting out of debt, putting money away for an emergency or developing better spending habits is important for all of us.

Groceries & Coupons

Federal Supplemental Nutrition Assistance Program (SNAP)
The Supplemental Nutrition Assistance Program is the new name for the federally sponsored Food Stamp Program. This site provides links to state sponsored sites where users can see eligibility requirements, apply, and better understand the benefits of SNAP.

Feeding America
Feeding America is the nation's leading domestic hunger-relief charity. Their mission is to feed America's hungry through a nationwide network of member food banks and engage our country in the fight to end hunger.

Bountiful Baskets Food Co-Op
"The Co-Op offers conventional produce baskets every other week." Participants can purchase $50 worth of conventional produce (½ veggie, ½ fruit) for a $15 contribution. Organic baskets are also available at a cost of $25 for $50 worth of produce. Check their website for locations they operate.

Coupon Websites

Housing & Utilities

U.S. Department of Housing and Urban Development (HUD)
This is the official U.S. Government website for HUD. The site includes up-to-date information and referral services for home buying, avoiding foreclosure, finding rental assistance, and more. The site also includes links to the Making Home Affordable program.

Low Income Home Energy Assistance Program
The Low Income Energy Assistance Program (LIHEAP) provides financial assistance to qualifying individuals and families by supplementing their payment to cover electric and heating expenses.

Electric Choice
Article: How to Switch Electric Companies and Save Hundreds
This article provides a listing of states participating in electric choice programs that allow consumers to "shop" for their energy provider.

Utility Bill Assistance
Select your state to find ways to obtain assistance with your utility bill.


Federal website providing information and referral services for health care and health insurance related services. The site provides a listing of private insurance plans, public programs, and community services available by state.

Get Health Care
The Health Resources and Services Administration site provides visitors with a listing of local health care centers, free or reduced cost care centers, HIV/AIDS care, and other resources.

Finding Dental Care
Webpage created by the National Institute of Dental and Craniofacial Research (NIDCR) to provide information and referral services to help visitors locate low-cost dental care options.

Insure Kids Now
Insure Kids Now provides information about Medicaid and CHIP services for families who need health insurance coverage. These programs are designed to be affordable for families who are not able to afford health insurance coverage in the private market or do not have coverage available to them.

Partnership for Prescription Assistance
Helps qualifying patients without prescription drug coverage get the medicines they need for free or nearly free.

SelectCare Benefits Network
Must be a low income U.S Resident without prescription insurance to qualify.


RxAssist can help you learn about ways to use pharmaceutical company programs and other resources to help reduce your medication costs.

Assistance for Veterans
Contact VA Benefits to locate the services and facility nearest you.



Eldercare Locator
The Eldercare Locator, a public service of the U.S. Administration on Aging, connects visitors to services for older adults and their families.


BenefitsCheckUp helps you find and enroll in public and private benefits programs that you may be missing. You can also find an online application for Medicare's RX Extra Help.

This is the official U.S. Government site for Medicare, the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with ESRD.

Emotional Support

Debtors Anonymous
This is a fellowship of men and women who share their experience, strength, and hope with each other to help solve their common problem and help others recover from compulsive debting. The only requirement for membership is a desire to stop incurring unsecured debt. There are no dues or fees for membership; it is self-supporting through contributions. It suggests you attend at least six meetings as soon as possible. If you do not like one meeting, attend another. Find one that suits you. The important thing is to keep coming back.


Gamblers Anonymous
Gamblers Anonymous is a fellowship of men and women who share their experience, strength, and hope with each other to help others to recover from a gambling problem. The only requirement for membership is a desire to stop gambling. There are no dues or fees for membership. Its primary purpose is to stop gambling and to help other compulsive gamblers do the same.

1-213-960-3500 isomain@gamblersanonymous.org

"Counselors to America's Small Business" is America's premier source of free and confidential small business advice for entrepreneurs. SCORE's 10,500 volunteer counselors have more than 600 business skills. Volunteers are working or retired business owners, executives and corporate leaders who share their wisdom and lessons learned in business.

Student Loans

Federal Student Aid
Federal Student Aid, an office of the U.S. Department of Education, provides money for eligible students and families. FAFSA allows students to learn about, apply for, and check the status of their student aid.

Free Courses & Information

211 – The Number to Call to Get Help
Spearheaded by United Way, connects callers to information about critical health and human services available in their community.

Dealing with a Financial Crisis
If you are dealing with a difficult financial time, there are alternatives to relying on additional credit. This article outlines options and the dangers of payday and title loans.

CNNMoney: Money Essentials
Topics include making a budget, banking and saving, investing, buying a home, understanding health insurance, taxes, controlling debt, kids and money, and more.

MorningStar: Investing Classroom
MorningStar provides 172 free e-learning modules on stocks, funds, bonds, and portfolios for both novice and experienced investors.