Begin 1st Certificate – Credit Counseling

If you are a returning client, please click here.

This session is only for individuals or couples who have not yet filed for bankruptcy. If you have already filed for bankruptcy and need the 2nd certificate, please click here.

Online

Fee: $24.00 (individuals and couples)

Register Now
  • Register and pay online.
  • Fill out an online worksheet requesting your financial information:
    • Monthly income from all sources
    • Monthly expenses
    • Current debts and other financial obligations
    • Assets and value of each (home, car, jewelry, etc.)
  • One of our financial counselors will review your file and add recommendations specific to your situation. Your information is kept strictly confidential.
  • Once the review is finalized, the counselor will email you with instructions to return to your record.
  • You must read and accept your counselor's recommendations to complete the counseling process and receive a certificate.
  • Certificates are emailed to you and your attorney within 24 hours.

Register Now

Telephone

Fee: $30 per person or $40 per couple

Call 877-769-4069 to register
  • Call us to register and pay.
  • We set your appointment usually for the same day.
  • Your counselor will call you at the appointed time. Please have the following information:
    • Monthly income from all sources
    • Monthly expenses
    • Current debts and other financial obligations
    • Assets and value of each (home, car, jewelry, etc.)
  • You can discuss your concerns, ask questions and receive information that you can put to use today.
  • Certificates are emailed to you and your attorney within 24 hours. If you do not have an email address, it will be sent via regular mail.

Call 877-769-4069 to register