Adults who have used our credit counseling services and taken financial management classes have asked us many times, Why were we not taught this information before we got out of high school? They believe financial problems might have been avoided if they had only known how money works in real life (IRL).

We listened and have created a program for teens. We introduced what were calling Money IRL at the Big Brothers/Big Sisters Voyage 15 Teen Conference on Saturday, June 13th, at the College of Healthcare Professionals in Richardson.

Over 45 teens participated. Each teen received a real life profile of a 20-something person that included a name, age, occupation, education level, hobbies and interests, and gross and net income. Each teen then created a monthly budget for the profile person. The goal was to break even at the end of the month  no deficit or surplus. Some were successful, some were not, but all got a chance to experience the challenges of managing money as an adult.

Additional programs will focus on the confluence of money and the law in considering apartment leases, buying an automobile, signing for a loan, the responsibilities of operating an automobile, making smart food choices, and the real story behind advertising.

For more information, to schedule a program for your teen organization, or sponsor a program, contact us at:

support@themesquitegroup.org